High net worth individuals (HNIs) are considered more investment-savvy than retail investors.

Cardholders must ensure their debit cards are used in their presence.

If you are have an account with State Bank of India, HDFC Bank or Axis Bank you will have to pay higher charges for using ATM more than five times a month.

You can always prepay the loan and/or switch to another financier

It will allow more transparency in policies and flexibility in premium payment, besides improving processing of claims.

These stocks are overvalued and, therefore, one should not adopt a buy and hold strategy.

The shortest duration for which one can buy travel insurance is seven days.

An analysis of the National Housing Bank's Residex shows from 2007 to now, almost all tier-II cities have seen their residential property prices appreciate by 45-120 per cent.

Most policies have a 30-90 days waiting period, during which you will not be able to claim any hospitalisation expense, except in case of accidents.

If not, an assessee might be charged interest for not paying TDS on time.

The interest rate on FDs hasn't changed much over the years.

Now insurance companies will train agents not only to get new business but retain existing customers.

Such a will, a cheaper and more convenient option, has to be signed by two witnesses.

ICICI Bank's new offer is for those with savings in fixed deposits but no immediate liquidity

Insurance company will bear the cost of digitising. It will in turn benefit from lower expenses on servicing policies.

Combination of term plans and mutual funds will provide the same benefits.

It's also important to understand the rationale behind choosing particular stocks and when to sell.

Hurdles such as approvals for repair and fixed rates can make the process time-consuming.

The Reserve Bank of India has told banks not to levy penal charges for non-maintenance of minimum balances in any inoperative account.

TDS merely means the bank will pay you the entire interest amount without forwarding the tax on it to the government.